Good brands give benefits!

Our partners provide you with specially negotiated incentives and rewards for using their services. As simple as instant cash back when you pay them, or as sophisticated as specially designed assets you can win every week.

Specially negotiated incentives and benefits.

Send money for FREE

With Chedda sending money to family, friends and enemies is free. Forever. Builds up your credit profile quickly

Withdraw cash for FREE

When you withdraw cash at our partner agents, we’ve negotiated to make it free for you.

Instant LOANS that grow

We recognize that you need capital to grow your hustle. Chedda instantly qualifies you. And grows with you

DISCOUNTS on transactions

Imagine getting your airtime and data at 10% off. Chedda makes this possible to help you build your credit profile

Non-stop GIVEAWAYs

Every week, someone must win something. Imagine winning a plot of land? Yes, that’s possible

It's simple to get started

Verify your phone number

We’d generate a unique USSD string for you to dial to verify ownership of your phone.

Stay safe with your BVN

Your BVN will be verified to ensure that the phone number supplied is the same on your BVN.

Claim your first benefit!

We’d open a special account for you to hold all your future benefits and deposit your instant first cash into it.

An account designed for frequent use

₦50k max single deposit

The maximum single deposit A single deposit that can be put in the account

₦300k maximum balance

The maximum balance that can be in the account at any point in time

UPGRADE is simple

Just visit any of our partner Kudi branded agents with your Utility bill and ID card to have the limits lifted. Any time convenient for you.

We are not alone.

SunTrust Bank

Got questions?

Chat with us on and we’d answer your questions around our products and services.

For general inquiries

Call us on +234(1)7002274