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PaywithTransfer

We have combined several partnerships to create a platform that offers a unique take on payment collections that goes beyond a cheaper and faster payment experience. It will also empower your business to earn revenue from financial services over time, while building customer loyalty.

PaywithTransfer

We have combined several partnerships to create a platform that offers a unique take on payment collections that goes beyond a cheaper and faster payment experience. It will also empower your business to earn revenue from financial services over time, while building customer loyalty.

Build on the APIs from trusted partner banks and fintechs

A simpler way to collect payments
Our seamless payment experience allows you to take advantage of the most widely used digital payment channel (Interbank Transfers) by providing a platform that allows your customers pay while also allowing a full end to end integration that eliminates the need for manual payment confirmation.

In simple terms: You can generate an account in real-time, customers transfer money to that account, you are notified that such transfers have been received, so that you can auto-reconcile or fulfil. The funds are immediately deposited from the transit accounts into your account.

In fact, businesses that turn on this mode of payment have seen as much as 30% migration from other modes of payment.

The benefits to you

You can reduce failed payment attempts by allowing your customers pay via the most reliable payment channel. We have made a conscious effort to keep our prices competitive and for added value along the line, we even provide banking services to your customers and share revenue with you, ensuring that your business enjoys better profits.

  • Less operational dependencies versus card payments
  • Easy auto-reconciliation of transactions
  • A cheaper, faster and simplified way for you to receive payments.
  • Instant payment notification and settlement that can be defined by you 
  • Using Pay with Transfer, you can accept payments from all banks in Nigeria
Benefits to your customers:
  • Fits better with the current behaviour of using their own bank’s Apps or USSD
  • Smoother and less complex flow than having to enter card details
  • High transaction success rate. Bank transfers have higher success rates than other payment methods.
  • Disputes have a clearer, better understood operational model (just contact your bank).
  • Along the line, enjoy actual banking services with incentives like cheap and smooth transfer experience, access to uncollateralized loans, unique and specialized savings and investment plans and discounted airtime purchase.

Some case studies

Obiwezy

Obiwezy, in its keen commitment to the changing the face of e-commerce in Nigeria and perhaps in Africa, have established…

Migo

Leveraging open banking APIs, Migo customers now enjoy a seamless experience when paying back loans via their Migo embedded accounts

What customers are saying